㈠ 求一篇3000字左右的關於融資方面的英文文章
Commercial Financing Solutions - Think Outside The Bank
July,2007 by Stephen Bush
Commercial financing borrowers are likely to feel that a traditional bank is their best source for business financing. However, because most traditional banks focus on a small number of established instries, non-traditional (non-bank) and non-local commercial lenders should be considered for most commercial financing situations. Therefore the recommended commercial financing strategy (as discussed in this article) is to Think Outside the Bank」.
There are several commercial financing situations in which commercial borrowers will frequently find that non-traditional commercial lenders are better positioned to provide terms that are more advantageous to the commercial borrower: (1) Business cash advance and credit card factoring programs; (2) commercial mortgage loans; and (3) credit card processing programs. In some cases a traditional bank will offer to provide commercial financing but will attach excessively stringent terms and covenants. In other cases a traditional bank will decline the commercial financing outright, perhaps because they do not even provide business financing to the commercial borrower』s particular instry. In either case, the commercial borrower is likely to benefit by Thinking Outside the Bank」.
As I noted in an earlier commercial financing article, in many non-competitive business financing situations it is not unusual for a local traditional bank to impose harsher commercial financing terms than would typically be seen in a more competitive business financing market. Such traditional banks routinely take advantage of a relative lack of other commercial lenders in their local market. An appropriate response by commercial borrowers is to seek out non-bank commercial financing options. It is neither necessary nor wise for commercial borrowers to depend only upon local traditional banks for commercial financing solutions. For most commercial financing situations, a non-local and non-bank commercial lender is likely to provide improved business financing terms because they are accustomed to competing aggressively with other commercial lenders.
COMMERCIAL FINANCING EXAMPLE ONE - THINK OUTSIDE THE BANK
Business Cash Advance and Credit Card Receivables Programs
Most businesses that accept credit cards in their business will qualify for a business cash advance with their credit card receivables. Traditional banks will typically be very poor candidates to consider if a business needs assistance with credit card factoring and business cash advances. Because even thriving businesses frequently need more cash than they can borrow from a bank, it can be of critical importance for a business to Think Outside the Bank」 and locate non-traditional lenders to assist with this commercial financing need.
COMMERCIAL FINANCING EXAMPLE TWO - THINK OUTSIDE THE BANK
Commercial Mortgage Loans
Two of the most common commercial financing difficulties experienced by commercial borrowers can be avoided if they Think Outside the Bank」. The first commercial financing situation is the prevailing practice of traditional banks to avoid most special purpose properties (such as funeral homes and churches). The second commercial financing situation is the typical practice of most commercial banks to attach balloon and/or recall provisions to their commercial loans (which means that the bank can require early repayment of the commercial loan under various conditions). Both of these undesirable commercial financing situations can usually and easily be avoided by considering a non-traditional and non-bank lender.
COMMERCIAL FINANCING EXAMPLE THREE - THINK OUTSIDE THE BANK
Credit Card Processing Programs
The choice of an appropriate credit card processing service can be instrumental in improving the profitability of businesses with a high volume of credit card activity. The analysis of credit card processing providers can be effectively combined with the credit card factoring and credit card receivables process described above. In assessing a business cash advance program, it is frequently possible to simultaneously arrange for a substantial improvement in the merchant』s credit card processing program. Because traditional banks are usually not competitive in providing assistance with credit card factoring, it is equally likely that a non-traditional lender will be the primary source of effective and competitive help with credit card processing.
A closing commercial financing thought: I have written an earlier commercial financing article about commercial lenders to avoid. It should be noted that there are in fact both traditional and non-traditional (non-bank) lenders which should be avoided. So when commercial borrowers Think Outside the Bank」, it is still of critical importance that they are prepared to avoid a wide variety of problematic non-traditional commercial lenders in their search for viable commercial financing, especially when it involves business cash advance (credit card receivables and credit card factoring) programs, credit card processing services and commercial real estate financing.
㈡ 關於民營企業融資的英文資料
Our country Private enterprise finances the difficult origin and the countermeasure suggested: since the reform and open policy, our country privately operated economy rapidly expand, already became the socialist market economy the important component, promotes the social proctive forces development important force. At present, the privately operated economy does the contribution, in GDP, in the entire social fixed assets investment, the entire social tax revenue, the imports and exports total, the cities employed people's proportion surpasses above 1/2, many occupies 2/3 about, private capital's total quantity already was about state asset resultant 2.5-3 times. In privately operated economical Private enterprise, although is approved officially compared to the indivial economy enough late 5 years, but Comrade Deng Xiaoping inspected after 1992 publishes the important speech and the party 14 big have established the socialist market economic system's reform goal, the Private enterprise develops extremely rapidly. According to the sixth national Private enterprise sample investigation announcement's data demonstrated that from 1993 to 2003, our country Private enterprise quantity from 237,900 households increased to 3,005,500 households, grew more than 13 times, the yearly average grew 28.89%; The registered capital increases to 3,530,500,000,000 Yuan from 68,100,000,000 Yuan, grew 52 times, the yearly average grew 48.41%; The jobholders increase to 42,990,000 people from 3,730,000 people, grew nearly 12 times, the yearly average grew 27.72%.
Without a doubt, in the Private enterprise grows strong unceasingly in process, is also facing many questions, finances difficultly is a prominent question. Although, under the central care, the support, finances the difficult question to obtain the alleviation graally, but the financing channel is impeded, the financing channel is narrow, was still the important attribute which the restriction Private enterprise develops.
㈢ 求一篇關於企業籌資的英文資料及其中文翻譯
物業管理企業作為獨立法人，應實行「自主經營、獨立核算、自負盈虧」。而物業管理又是勞動密集型的企業，在經濟效益中屬於微利性的行業，當前除少數物業管理企業略有盈利外，大部分企業處於虧本經營狀態，資金緊張，經費問題成為阻礙物業管理發展的「瓶頸」。那麼，物業公司應如何籌集資金呢？筆者認為可通過以下幾個渠道。
渠道之一是收費。
物業管理企業按收費規定，根據所提供服務的性質、特點、檔次、內容、質量等分別確定物業管理收費標准，並報物價部門批准。這是長期穩定的收入來源。
渠道之二是小區維修養護專項基金。
用於小區共用部位、共用設施設備的更新與大中修基金，數額巨大，不能靠日常管理收費來解決，應以基金的形式提取。
1）維修基金的籌集。
對於商品房，購房者與售房單位應當簽訂有關維修基金繳納合同。購房者按購房款的2％～3％的比例向售房單位繳交維修基金。售房單位代為收取的維修基金屬全體業主共同擁有，不計入住宅銷售收入；對於售後公房，售房單位和購房者雙向籌集。售房單位按照一定比例從售房款中提取，多層不低於20％，高層不低於30％。如因特殊原因，維修基金不足時，經業主委員會決定，可臨時向業主籌集維修費用。
2）維修基金在使用和管理中要專款專用，明確維修基金歸全體業主所有，物業管理企業提出計劃和預算，經業主委員會批准，委託物業管理企業實際操作使用；業主委員會成立前，維修基金可由政府主管部門代管；維修基金要專戶存入銀行，接受銀行監督檢查，不能挪作它用。值得引起注意的是，維修基金不能由物業管理企業直接掌管，企業是短期行為，基金是長期使用。如果物業管理企業聘任到期或遭到解聘，不交回基金，會引起糾紛，直接影響維修基金的安全性。另外，當維修基金數額巨大時，要爭取產生最大的增值效益，閑置時，可用於購買國債和其它法律法規允許的投資渠道。另外，維修基金利息凈收益轉作維修基金滾存使用和管理。
3）對於不按規定建立維修基金或執行標准低於國家標準的，各地應在制定維修基金管理辦法細則中明確責任和懲罰辦法，否則，由開發商或售房單位代收的維修基金不能及時交給政府主管部門或業主委員會，缺乏監督機制。
4）建議各城市由政府部門建立物業管理維修基金管理中心，將全市的物業維修基金像公積金一樣，集中起來專門管理，使之保值、增值，解決居民的後顧之憂。
渠道之三是多種經營收入。
物業管理企業不能只依賴於物業管理收費求得生存，必須走向市場，依靠多種經營彌補物業管理經費的不足。要擴大經營服務領域，通過間接的居住生活服務和各種特約服務，開辟物業管理的經費渠道，通過規模經營和加強管理降低成本，減輕住戶的直接物業管理費用。多種經營是物業管理企業籌集資金最好的渠道，也是最有市場前景的發展方向。
渠道之四是開發建設單位給予一定的支持。
開發建設單位向物業管理企業提供啟動資金和維修養護費用，即開發商應從開發項目的建設成本中提取1％～2％作為物業管理公司的啟動資金；或按建築面積的一定比例，為物業管理企業優惠提供商業、服務業用房，增加物業管理企業的造血功能，使其以業養業。另外，物業管理企業還可以從開發建設單位獲得享有免費維修的權利，以節約費用。
渠道之五是政府多方面的支持。
（1）制定收費的標准，加強管理。目前除市場上的高檔商品房外，普通住宅小區還不能完全按市場價收費。（2）對房改房，原產權單位負責支付電梯、高壓水泵、供暖等共用設施設備的運行、維修和更新等費用，減輕購房人負擔。（3）在金融稅收方面提供優惠政策。（4）撥發一定的城市建設維護費，用於小區共用部位、共用設施設備的管理，以減輕小區日常管理費用的負擔。（5）在舊小區內，在規劃允許的前提下，新建一些商業用房，以成本價或較低的租金提供給物業管理企業，增加住宅小區購物、家政服務等經營性收入，彌補物管經費不足。
渠道之六是介入物業出租代理。
物業管理企業利用自身對物業熟悉的優勢，為業主和租房者提供高效優質的專業服務。物業管理企業從事物業出租代理對三方都有好處：對於租房者，不用和業主直接見面，討價還價，不僅大大減少了交易成本，而且還因有物業管理企業做中介，不會上當受騙；對業主來說，作為投資者不用投入太多精力，即可獲得可觀回報；對物業管理企業來說，則可利用專業優勢獲得一定的中介利潤。物業管理企業如果能借鑒國外成熟的做法，從事租售代理業務，在增加物業管理企業收益的同時，在一定程度上激活房地產市場。
Property management companies as an independent legal entity, the implementation of "their own decisions, independent accounting, self-financing." And property management are also labor-intensive enterprises in economic profit in the instry belong to the current small number of property management companies in addition to a slight profit, the majority of loss-making enterprises operating in a state of nervous funds, property funds management problem that hinders the the development of the "bottleneck." In that case, the property company to raise funds on how to do? I think through the following channels.
Fees are one of the channels.
Property management fees in accordance with the provisions of enterprises, according to the nature of the services provided, characteristics, grades, content, determine the quality of property management fees, they shall be reported to the approval of the price department. This is a long-term stable source of revenue.
Channels are two of the special fund community conservation repair.
Community site for sharing, sharing of facilities and equipment updates and repair large and medium-sized funds, the amount of huge fees and charges should not rely on management to solve day-to-day should be extracted to fund.
1) repair fund-raising.
For real estate, buyers售房units and enter into a maintenance fund should be paid the contract. Buyers purchase by paragraph 2% to 3% of the proportion of maintenance funds to pay售房units.售房unit repair funds collected on behalf of all owners are jointly owned are not included in residential sales; the sale of public housing,售房units and buyers to raise two-way.售房a certain percentage of units in accordance with the售房款extracted from, not less than 20% of multi-storey high-rise not less than 30%. Such as e to special reasons, lack of maintenance funds, the Committee decided by the owners, the owners temporarily raise the cost of repair.
2) repair at the use and management of the Fund to be used for other purposes, specifically to the repair of all owners of all funds, property management companies to plan and budget approved by the owners of the Committee, commissioned by property management companies to use the actual operation; owners of the Committee prior to the establishment, maintenance fund can be Government departments in charge of the escrow; repair funds into the bank account want to accept supervision and inspection of banks, not only for its intended purpose. Deserve attention, the maintenance fund can not be directly in charge of property management companies, enterprises are short-term behavior, funds are long-term use. If the property management companies by the expiration or termination of appointment, do not return the funds, give rise to disputes, directly affect the safety of a maintenance fund. In addition, when a huge amount of repair funds, we should strive to proce the greatest value-added benefits, when idle, can be used to buy treasury bonds and other laws and regulations permit the investment channels. In addition, net interest on maintenance funds to repair the fund accumulated for the use and management.
3) do not set up a maintenance fund in accordance with the regulations or the implementation of the standard lower than the national standard, and around the repair fund should formulate clear rules management responsibilities and penalties, otherwise售房by the developer or unit of the maintenance fund collection should not timely to the Government department director or owner committees, the lack of oversight mechanisms.
4) recommended that government departments set up by the city property management and maintenance fund management center will be the city's property maintenance fund as Provident Fund, the specialized management together to preserve the value of value-added to resolve the worries of residents.
The three channels are a variety of operating income.
Property management companies should not only rely on property management fees to survive, we need to move to market, to rely on a wide range of property management business to make up for lack of funds. Want to expand the field of business services, through an indirect living services and a variety of special services, property management to open up channels of funding, through the scale of operation and the strengthening of management to rece costs and to relieve the tenants of the direct costs of property management. Diversified property management companies are the best channel to raise funds, and most have the direction of development of market prospects.
Channels are the development and construction of four units must be given support.
The development and construction of units in the property management companies to start-up capital and maintenance costs of conservation, that is, developers should be the capital cost of development projects to extract 1% ~ 2% of the property management company's start-up capital; or by a certain percentage of building area for the property management Offer to provide commercial enterprises, service space, property management companies to increase the hematopoietic function to raise the instry to instry. In addition, property management companies can also be obtained from the development and construction unit of the right to enjoy free maintenance to save costs.
The five channels are multi-faceted support of the Government.
(1) formulate the standard of the charges, strengthen management. In addition to high-end real estate market, the average residential community is not fully charged by the market. (2) housing reform rooms, the original unit is responsible for payment of property elevators, high-pressure pumps, heating equipment, such as the operation of shared facilities, maintenance and updating costs, rece the burden on people buying houses. (3) to provide financial tax incentives. (4) the city must allocate the maintenance of construction costs for the community sharing site, sharing facilities and equipment management, so as to rece the community burden of day-to-day management costs. (5) within the community in the old, in the planning permit under the premise of a number of new commercial buildings, at cost or lower the rent to the property management business, to increase the residential community, home economics and other business services revenue, to make up for property management lack of funds.
The six channels are involved in property rental agent.
Property management companies to use their own familiar with the advantages of the property for owners and renters to provide highly efficient, high quality professional services. Property management companies engaged in property rental agent will be beneficial for the three: For the renters, and owners do not directly meet bargaining, not only greatly reces the transaction costs, but also because there is an intermediary to do property management companies will not be deceived; for owners to Say, as investors need to invest too much effort, you can derive a substantial return; of property management companies, major advantages can be controlled through an intermediary to obtain a certain profit. Property management companies abroad if we can learn from the practice of sophisticated, engaged in business in sales and rental agent, property management companies to increase revenue at the same time, to a certain extent on activation of the real estate market.
㈣ 「融資」的英文怎麼說
1.financing 2.finance 3.lout 4.accommodate 1. financing n. 融資 ，財務，資金...finance n. 財政，財務 2. finance v. 籌措資金，融資 3. lout 融資 4. accommodate 融資，供給...account bought 代購 貨物單
㈤ 融資英文文獻
融資英文文獻（6000字左右 ） 作者：Justin.Athur.winner。 Commercial Financing Solutions - Think Outside The Bank
July,2007 by Stephen Bush
Commercial financing borrowers are likely to feel that a traditional bank is their best source for business financing. However, because most traditional banks focus on a small number of established instries, non-traditional (non-bank) and non-local commercial lenders should be considered for most commercial financing situations. Therefore the recommended commercial financing strategy (as discussed in this article) is to Think Outside the Bank」.
There are several commercial financing situations in which commercial borrowers will frequently find that non-traditional commercial lenders are better positioned to provide terms that are more advantageous to the commercial borrower: (1) Business cash advance and credit card factoring programs; (2) commercial mortgage loans; and (3) credit card processing programs. In some cases a traditional bank will offer to provide commercial financing but will attach excessively stringent terms and covenants. In other cases a traditional bank will decline the commercial financing outright, perhaps because they do not even provide business financing to the commercial borrower』s particular instry. In either case, the commercial borrower is likely to benefit by Thinking Outside the Bank」.
As I noted in an earlier commercial financing article, in many non-competitive business financing situations it is not unusual for a local traditional bank to impose harsher commercial financing terms than would typically be seen in a more competitive business financing market. Such traditional banks routinely take advantage of a relative lack of other commercial lenders in their local market. An appropriate response by commercial borrowers is to seek out non-bank commercial financing options. It is neither necessary nor wise for commercial borrowers to depend only upon local traditional banks for commercial financing solutions. For most commercial financing situations, a non-local and non-bank commercial lender is likely to provide improved business financing terms because they are accustomed to competing aggressively with other commercial lenders.
COMMERCIAL FINANCING EXAMPLE ONE - THINK OUTSIDE THE BANK
Business Cash Advance and Credit Card Receivables Programs
Most businesses that accept credit cards in their business will qualify for a business cash advance with their credit card receivables. Traditional banks will typically be very poor candidates to consider if a business needs assistance with credit card factoring and business cash advances. Because even thriving businesses frequently need more cash than they can borrow from a bank, it can be of critical importance for a business to Think Outside the Bank」 and locate non-traditional lenders to assist with this commercial financing need.
COMMERCIAL FINANCING EXAMPLE TWO - THINK OUTSIDE THE BANK
Commercial Mortgage Loans
Two of the most common commercial financing difficulties experienced by commercial borrowers can be avoided if they Think Outside the Bank」. The first commercial financing situation is the prevailing practice of traditional banks to avoid most special purpose properties (such as funeral homes and churches). The second commercial financing situation is the typical practice of most commercial banks to attach balloon and/or recall provisions to their commercial loans (which means that the bank can require early repayment of the commercial loan under various conditions). Both of these undesirable commercial financing situations can usually and easily be avoided by considering a non-traditional and non-bank lender.
COMMERCIAL FINANCING EXAMPLE THREE - THINK OUTSIDE THE BANK
Credit Card Processing Programs
The choice of an appropriate credit card processing service can be instrumental in improving the profitability of businesses with a high volume of credit card activity. The analysis of credit card processing providers can be effectively combined with the credit card factoring and credit card receivables process described above. In assessing a business cash advance program, it is frequently possible to simultaneously arrange for a substantial improvement in the merchant』s credit card processing program. Because traditional banks are usually not competitive in providing assistance with credit card factoring, it is equally likely that a non-traditional lender will be the primary source of effective and competitive help with credit card processing.
A closing commercial financing thought: I have written an earlier commercial financing article about commercial lenders to avoid. It should be noted that there are in fact both traditional and non-traditional (non-bank) lenders which should be avoided. So when commercial borrowers Think Outside the Bank」, it is still of critical importance that they are prepared to avoid a wide variety of problematic non-traditional commercial lenders in their search for viable commercial financing, especially when it involves business cash advance (credit card receivables and credit card factoring) programs, credit card processing services and commercial real estate financing.
商業融資解決方案-比如銀行外
2007年7月由Stephen布希
商業融資的借款人可能會認為，傳統的銀行是他們的最佳來源的商業融資。然而，由於大多數傳統銀行側重於少數設立工業，非傳統（非銀行）和非本地商業銀行應考慮大多數商業融資的情況。因此，建議商業融資戰略（如本文中討論）是跳出本行「 。
有幾個商業融資情況下，商業借款人常常發現，非傳統的商業銀行將能夠更好地提供的條件更有利的商業借款人： （ 1 ）商業透支現金和信用卡保理業務程序; （ 2 ）商業按揭貸款;和（ 3 ）信用卡處理程序。在某些情況下，傳統的銀行將提供商業融資，但附加條件過於嚴格和盟約。在其他情況下，傳統的銀行將下降徹底的商業融資，這可能是因為他們甚至不提供商業融資，商業借款人的特定行業。在這兩種情況下，商業借款人可能會受益於銀行外思考「 。
正如我在較早的商業融資的文章，在許多非競爭企業融資情況下，它並沒有什麼不尋常的地方傳統的銀行實行更加嚴厲的商業融資條件比通常被視為在一個更具競爭力的企業融資市場。這種傳統的銀行通常利用相對缺乏其他商業銀行在其當地市場。作出適當的反應是由商業借款人尋求非銀行的商業融資方案。這是既無必要，也明智的商業借款取決於只有在當地傳統的商業銀行融資解決方案。對於大多數商業融資的情況下，非本地和非銀行的商業銀行有可能提供更好的企業融資條件，因為他們所熟悉的競爭積極與其他商業銀行。
商業融資比如-比如銀行外
企業現金和信用卡應收帳款程序
大多數企業認為接受信用卡將在其業務資格的商業現金透支的信用卡應收款。傳統的銀行通常會是非常貧窮的候選人，以考慮是否需要援助業務與保理業務和信用卡業務現金墊款。因為即使是蓬勃發展的企業往往需要更多的現金，他們可以比銀行貸款，它可以是極其重要的商業銀行外的思考「 ，並找到非傳統的貸款，以協助這個商業融資的需要。
商業融資兩名-比如銀行外
商業按揭貸款
兩個最常見的商業融資遇到困難的商業貸款，可避免如果他們認為銀行外「 。第一商業融資情況是普遍存在的做法，傳統的銀行，以避免最特殊用途性質（如殯儀館和教堂） 。第二商業融資的情況是典型的做法，大多數商業銀行的重視氣球和/或召回規定的商業貸款（這意味著銀行可以要求提前償還的商業貸款不同條件下） 。這兩種不良商業融資的情況，通常可以很容易地避免和審議了非傳統和非銀行貸款。
商業融資例3 -比如銀行外
信用卡處理程序
選擇一個適當的信用卡處理服務，可有助於改善企業的盈利與大量的信用卡活動。分析信用卡處理供應商，才能有效地結合信用卡保理業務和信用卡應收款上述進程。在評估企業現金透支程序時，它常常是有可能同時安排大大提高商家的信用卡處理程序。由於傳統的銀行通常是沒有競爭力，在提供援助信用卡保理業務中，也同樣可能是一個非傳統的貸款將是主要來源的有效和有競爭力的幫助，信用卡處理。
閉幕商業融資認為：我已經寫的早期商業融資文章商業銀行，以避免。應當指出的是，事實上，傳統和非傳統（非銀行）貸款，應加以避免。因此，當借款人跳出商業銀行「 ，它仍然是至關重要的，它們准備，以避免各種問題的非傳統的商業銀行在尋求可行的商業融資，尤其是當它涉及業務現金透支（信用卡應收款和信用卡保理）程序，信用卡處理服務和商業房地產融資。
㈥ 急求關於中小企業融資問題的英文文獻
Small Business Loan 101
Essentials of Small Business Loan
From Naurys Marte, for About.com
As a small business owner, your most difficult task is finding the money to operate your business. Taking the necessary steps to prepare for a small business loan can minimize the difficulty. Learn what you need to know to clinch the loan deal.
Banks and other lending institutions cite risk factors as their main reason for turning down small business loan requests from startup businesses. Yet, you can still get a loan for your business by proper preparation.
Avoid the common error of thinking you can start with grants from the government and community agencies. It is even more unlikely than getting the money from your own savings, family, friends, or a bank.
The main requirements of attaining a small business loan are your personal credit history, business plan, experience, ecation, and feasibility of the business you are starting or expanding.
The most important task to obtain a small business loan is preparing a business plan. The business plan needs to show the lender that providing you with a small business loan is a low-risk proposition. Your business plan must answer the questions a lending institution would ask. These questions usually are:
How much money do you need?
If you are starting a business, this should be included at least in the start-up capital estimate. Accuracy is important, so request enough money to invest wisely.
What are you going to do with the money?
You will have to provide, in detail, the designated use of every dollar requested. A small business loan is often needed for: operations (new employees, marketing, etc.), assets (equipment, real estate, etc.), or to pay off business debts.
When will you repay the small business loan?
Explain in detail how this small business loan will serve as a stepping-stone for your business. You will need to convince the lender (with your financial statements and cash flow projections) that you are able to repay the loan through the expected long-term profitability of your business.
What will you do if you don't get the loan?
Let lenders know that rejection will not discourage you from starting or growing your business. You want to portray a confident and determined personality and you will try lender after lender until you receive the money you need to get your business moving.
As a small business owner, you will need a certain degree of fortitude. Be confident and proud of your venture. Let lenders know you are in control and know what's best for you and your business. Understand that lending institutions need to make loans. But if you don't get one, don't get discouraged. Ask the lender why you didn't get the small business loan. Learn from the answer, move on, and try other lenders.
The Women's Venture Fund is a resource for women in business who need money and training to expand their venture for New York or New Jersey businesses. To learn more about the Women's Venture Fund call 212-563-0499 or visit www.womensventurefund.org.
Small Business Loan Resources
Getting a Small Business LoanSmall Business Banking 101New Rules of Small Business Financing
Small Business Information Resources
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㈦ 【求一篇關於企業籌資的英文資料】
http://books.google.com.sg/books?id=Y92LRlveH_oC&pg=PA340&lpg=PA340&dq=enterprise+raise+money&source=web&ots=Bq4bIYKUgR&sig=K8vJYIikf2pfoJeJrYiLCHZ6k5s&hl=en&sa=X&oi=book_result&resnum=1&ct=result
Enterprise Raising Money
The Errars and Countermeasures of Raising Money in Enterise
WANG Pei(Accounting Department;Nanjing Teachers University;Nanjing 210037;China)
Raising money is the first link in enterprise Concting financial transactions.It will exert an important influence in financial operating.Owing to restriction on subjective and objective conditions,There are some errors in enterprise raising money,Such as laying more stress on stock market than on bond market,and laying more stress on raising money than keeping and rising in value.Therefore We should make further improvement on capital market,especially on bond market.The enterprise also should change concept to great extent and improve their conction of raising money.
【Keyword】：raising money;finance;errors;countermeasure
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This section offers advice to entrepreneurs on seeking finance, and highlights a number of key sources well disposed toward investing in sustainable enterprises. It assumes the reader has some experience in business finance and that, if not, they will seek basic resource materials and qualified financial advisors.
Businesses the world over are built on the pillars of ingenuity, hard work, demand for procts and services, and money.
The growth of sustainable enterprises requires an infusion of finance and investment - debt and equity. However, because the concept of sustainable enterprise is relatively new, securing the necessary funding from conservative capital markets can be a challenge.
The relative unpredictability of environmental business sectors has led North American lenders and investors to focus on risk and liability avoidance. Although some investors have recently added positive environmental or social screens to their evaluations, these organizations and indivials are primarily in the secondary or stock markets, and are not particularly relevant for investing in small and medium sized enterprises (SMEs).
Environmentally sustainable enterprises must also improve their financial performance if sufficient new capital is to be attracted to the market.
Sustainability can add value, in terms of the economic, environmental and social objectives of communities and nations. This thinking translates the concept of sustainability into language that the average businessperson comprehends. The business that does not add value to a proct or service will be forced to leave the marketplace, especially in today's increasingly competitive global economy.
The Business Council for Sustainable Development (BCSD) argues that eco-efficiency is a key requirement of sustainable business. Eco-efficient activities bring lower costs and economic gain, which is attractive to capital markets. Companies becoming eco-efficient, as well as those supplying the technology, goods, and services that make the transition possible, will benefit.
Some investors are beginning to recognize that unsustainable practices can adversely affect business performance. New York City Comptroller Elizabeth Holtzman, declared that:
'As the emerging owner of corporate America, with a financial and future stake in corporate activity, pension funds have an obligation to speak up. Poor management decisions, sloppy stewardship of natural resources, inattention to the consequences of wasteful and hazardous proction practices, can shrink the present return on our investments, and - a more sobering prospect - diminish our world.'
Sustainable enterprises offer new opportunities through which investors and entrepreneurs can find common ground. For investors, the transition will involve developing a long-term strategy and an appreciation of opportunities in sustainable markets. Entrepreneurs will have to develop commercially attractive, sustainable enterprise opportunities, and learn how to gain access to investors who are enthusiastic about this type of market.
'Sustainable investment' is a relatively new concept, but is basically an innovative way of reconciling environmental preservation and social responsibility with economic activity, and then adding value to it all. Sustainable investment is a sophisticated way of shifting capital to companies (particularly SMEs) that are smart enough to position themselves to take advantage of opportunities arising from the new marketplace.
Sustainable investment is the same as traditional investment in that it is placed in companies that do the fundamentals well. Growth projections are based on sound management and business principles.
Sustainable investment favours SMEs that:
Have identified and developed emerging markets for their procts and services;
Devise and market technologies (both 'hard' and 'soft') that meet pressing environmental, social and economic needs;
Use every environmental efficiency that is economically viable.
However, sustainable investment differs from traditional investment in that money will come first from investors who share an understanding of the new economic paradigm of sustainability. As the sector demonstrates its ability to generate competitive returns, more investors will be attracted into it.
The challenge for sustainable entrepreneurs is to appreciate the distinct features of sustainable investment and to understand what they mean to business planning and efforts to attract capital.
㈧ "融資"用英語怎麼表達
樓上是對的，但你的例句中並沒有financing呀！
financing 是個多義詞，包括「融資，籌措資金，理財，財務，資金等」
所以，可以用financing,但它是名詞，使用時前面要加上一個動詞，make financing, develop financing program.等！